Solutions by industry
Solutions by industry

You got a challenge, we have the solution.

Our Kosma Open Banking and Data Platform helps you find the best solution for your business. Whether you are a startup or an enterprise, we cover the most common challenges the majority of industries face.

Solutions by industry.

Our Kosma Open Banking and Data Platform helps you find the best solution for your business. Discover how can Klarna Kosma power your game-changing ideas.

Banking

Banking

Quickly deliver an engaging digital banking solution with a single API.

iGaming | Klarna Kosma

Gaming

Whisk players through the signup process, getting them playing in no time, and offer them in-game payments.

Insurtech

InsurTech

Improve efficiency, cut costs and deliver tailored solutions with direct banking payments and our identification solution.

PSPs

Payment Service Providers

Let users send and receive direct bank payments from within your app or website.

Payments

Payments

Open Banking payment initiation gives your customers more choice at a lower cost.

WealthTech

WealthTech

Onboard customers and verify their identity quickly, and enable instant, low-cost money transfers.


Are you the first one in your industry to try Open Banking? Contact us to learn more about how Klarna Kosma can support you.


Used by many.

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Why Klarna Kosma?

Unbeatable reach.

Our bank coverage is the biggest in the market with the highest conversion rate.

We have done this before.

We’ve been connecting banks since 2005, long before PSD2.

A proven and stable platform.

With more than 1 billion transactions on our platform, nobody else comes close.

Peerless UX.

Our front-end design and user experience give you superior conversion.

Flexible branding.

Already got your bank license? With our white-label solution, you can build on top of our API and customize it to fit your brand.

Easy peasy.

Simple integration, maintenance and documentation in a full-specced development and testing environment.

Best-in-class conversion rates.

We only offer you the best, that's why our solutions offer you top-notch conversion rates.

Widest coverage. Best in class conversion rates.

Available all around Europe and the USA.

27

markets live. We’ve got you covered with bank connections in 27 countries around the world giving you access to at least 95% of bank accounts.

+15K

banks connected and growing! Benefit from our extensive coverage and best-in-class conversion rates.

Get in touch

Get in touch.

Have questions? Want to talk? We got you. Our Open Banking experts are at the ready.