You got a challenge, we have the solution.
Our Kosma Open Banking and Data Platform helps you find the best solution for your business. Whether you are a startup or an enterprise, we cover the most common challenges the majority of industries face.
Are you the first one in your industry to try open banking? Contact us to learn more about how Klarna Kosma can support you.
Used by many.
Why Klarna Kosma?
Unbeatable reach.
Our financial institution coverage is one of the biggest in the market with the highest conversion rate.
We have done this before.
We’ve been connecting financial institutions since 2005, long before PSD2.
A proven and stable platform.
With more than 1 billion transactions on our platform, nobody else comes close.
Peerless UX.
Our front-end design and user experience give you superior conversion.
Flexible branding.
Already got your bank license? With our white-label solution, you can build on top of our API and customize it to fit your brand.
Easy peasy.
Simple integration, maintenance and documentation in a full-specced development and testing environment.
Best-in-class conversion rates.
We only offer you the best, that's why our solutions offer you top-notch conversion rates.
Widest coverage. Best in class conversion rates.
Available all around Europe.
27
markets live. We’ve got you covered with financial institution connections in 27 countries around the world giving you access to at least 95% of bank accounts.
+15K
financial institutions connected and growing! Benefit from our extensive coverage and best-in-class conversion rates.
>95%
bank coverage in each market we cover.
Get in touch.
Have questions? Want to talk? We got you. Our open banking experts are at the ready.