SOFORT Bank Transfer.
SOFORT Bank Transfer.

SOFORT Bank Transfer.

The account-to-account payment method that allows your customers to pay directly and securely using their online banking details.


Instant account verification.

By logging in to their bank account, customers will instantly get verified in a secure environment within seconds.

Wide coverage in Europe.

SOFORT has a bank coverage of 99% in 13 European countries.

Access to more than 350M users in Europe.

SOFORT Bank Transfer is a trusted and easy way of paying online, with an awareness of 94% among consumers in Germany.

Try our smoooth demo.

Our SOFORT Bank Transfer demo will let you log in to your bank account or a SOFORT demo bank account and initiate a bank transfer so you can get a taste of the SOFORT Bank Transfer flow.

Want to know more about SOFORT?

SOFORT is Europe’s number one Bank Transfer provider. With wide market coverage and strong brand awareness, it's also one of the top 3 most-used payment methods overall in Germany and Austria. 

Visit SOFORT’s website to learn more.

Why Klarna Kosma?

Unbeatable reach.

Our financial institution coverage is the biggest in the market with the highest conversion rate.

We have done this before.

We’ve been connecting financial institutions since 2005, long before PSD2.

A proven and stable platform.

With more than 1 billion transactions on our platform, nobody else comes close.

Peerless UX.

Our front-end design and user experience give you superior conversion.

Flexible branding.

Already got your bank license? With our white-label solution, you can build on top of our API and customize it to fit your brand.

Easy peasy.

Simple integration, maintenance and documentation in a full-specced development and testing environment.

Best-in-class conversion rates.

We only offer you the best, that's why our solutions offer you top-notch conversion rates.

Widest coverage. Best in class conversion rates.

Available all around Europe and the USA.


markets live. We’ve got you covered with financial institution connections in 27 countries around the world giving you access to at least 95% of bank accounts.


financial institutions connected and growing! Benefit from our extensive coverage and best-in-class conversion rates.


bank coverage in each market we cover.

Get in touch
Get in touch.

Have questions? Want to talk? We got you. Our open banking experts are at the ready.