Case study: iBilly

iBilly & Klarna Kosma.

How iBilly saw conversions hit 70% with Klarna Kosma.

A smart finance management app powered by open banking.

iBilly's intuitive app uses open banking to give its users a data-driven, one-stop overview of their finances. Yet connecting to thousands of banks across Europe one integration at a time was a major challenge for this lean startup. That's why iBilly turned to Klarna Kosma. The powerful Kosma API connects iBilly users to over 15,000 financial institutions. As a result, iBilly's conversion and monthly user rates are soaring, and the company has more time to devote to its core business of offering its customers the optimal finance management experience.


conversion rate with Klarna Kosma.


increase in monthly user rate since using Klarna Kosma.


users and growing fast.

Group 153

By connecting to Kosma’s API, we become part of this open banking ecosystem and are automatically connected to over 15,000 banks. We are able to provide services to the entire EU. That gives us a great headstart compared to other players.

Mo Radjab, iBilly CEO

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