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Blog, the Klarna Kosma way.

All you need to know and more about the Open Banking industry and its latest news, all of it with a touch of Klarna Kosma.

Open banking grants millennials credit choice.

Under a third of millennials own a credit card. Instead, according to recent research, Millennials prefer more sustainable financing options, such as interest-free buy now pay later (BNPL), which helps consumers stay on top of their payments with structured payment plans.

Harnessing the power of open banking.

Conor Tiernan, UK & Ireland lead for Klarna Kosma, recently shared some of his thoughts on how open banking is changing the way that online businesses operate.

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Why insurance companies need open banking.

Open banking is helping to level the playing field for insurance. It might be an age-old industry, but a new generation of digital-first start-ups shows that it doesn’t matter how long you’ve been paying claims. You were founded in 1823? Great. But do you understand today’s customers?

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From open banking to open finance - how do we take it to the next level?

Watch the debate from Altfi Open Banking Forum to learn more.

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The Ultimate Guide to Open Banking Lingo

Navigate through this simple but comprehensive guide the team at Klarna Kosma has put together to help you along your way and get to grips with key open banking terminology.

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A STEP2 in the right direction.

Participants in STEP2 have laid the groundwork for faster delivery of euro payments with the migration to a new continuous gross settlement mechanism.

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Open banking around the world: spotlight on the EU

Did you know that the UK and the Nordics are Europe’s open banking frontrunners? Read more on what's happening in the EU.

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Open Banking reconciliation: Take back control of payments

Payment service providers (PSPs) make it easy for merchants to offer a range of payment options for their customers. But providing this flexibility at checkout can also make it more complicated for merchants to reconcile payments. In today's blog, we introduce payments reconciliation.

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Open banking around the world: spotlight on the UK

Did you know that there are now 339 regulated open banking providers in the UK? And 247 of these are third-party providers (TPPs). Read more on what's happening in the UK.