Hi! We’re Klarna Kosma.
Actually, we’ve already met. We power many of the things you love most about Klarna.
Klarna Kosma makes game-changing ideas powerfully real.
Klarna Kosma is Klarna’s dedicated open banking platform for banks, fintechs, and innovative merchants. Klarna Kosma’s goal is simple: To make finance more accessible, fair, and simple for everyone, and to improve connectivity between consumers and exciting, innovative service providers who are building the next generation of disruptive financial services products.
Klarna Kosma achieves this by making it possible for companies to leverage our connectivity to build new products that benefit the end user. Our mature open banking platform is offering essential connectivity to more than 15,000 banking partners across the globe through a cutting-edge open banking API.
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Years’ worth of experience.
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Countries where we operate.
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Banking partners in our global network.
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Annual transactions processed.
Klarna + Kosma = better open banking
Klarna has more than 17 years’ worth of experience in the open banking space. With the introduction of Kosma, we’re using this expertise and existing brand value to forge a whole new suite of leading open banking products and solutions.
Although Kosma might be a new name, the engine powering it is anything but—so why not put it to work driving your future?
Our offices.
We’re a global company with a local presence in the biggest regions we’re servicing.
Amsterdam.
Berlin.
Brussels.
Gießen.