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About us.

Hi! We’re Klarna Kosma.

Actually, we’ve already met. We power many of the things you love most about Klarna.

Klarna Kosma makes game-changing ideas powerfully real. Launched in 2022, Klarna Kosma is Klarna’s Financial Technology Platform for banks, fintechs and innovative merchants, which are developing payment services or need access to financial data to create their own solutions benefitting the end-user. Our proven and mature platform provides essential connectivity to a growing network of more than 15,000 banks in 26 countries through a single Open Banking API. We process more than 200m transactions a year and are the most extensive Open Banking platform in the world.